Closing Costs

Andy Inglot, mortgage broker Advance Group Licensed Mortgage Broker in MA and CT There are a lot of grey areas when come to mortgage: credits score, home value, closing costs, inspections, ratios...    just to name a few. I would like address today closing costs. As a matter of clarification after my 10 min presentation and Q&A session afterward last week, please referr to a guide to a typical closing costs. They are as accurate as I can provide in general sense.  I am proud of being up front with anyone who wishes to do business with us. That way we are different from others in the industry. Each file we close is different, and has different total closing cost, interest rate, monthly payment, and requirements. I always say that we are up-front and I will be happy to quote closing costs, rates and payment base on specific loan scenario up front. To answer more precisely one of the questions on fees, the only fee we charge up front is our processing fee which can be negotiated. For BNI members of this chapter the fee is automatically negotiated and reduced by $100. We never have commitment fee, application fee, rate lock fee or origination fee But we always are  …willing able and ready in Advance… for your mortgage quote…